Capital One Savor Rewards
Overview
This card is very similar to the free Savor One, earning 4x in some categories, but notably not groceries. Most people interested in this type of card will be better off sticking with Savor One or moving to Amex Gold.
Basic Information
- Cardholder Type
- Personal
- Network / Type
- Mastercard
- Earns
- Capital One Rewards
- Annual Fee
- $95
- Card Type
- Credit
- Foreign Transaction Fees
- No
Earnings
- 5x Portal Rental Cars
- 5x Portal Hotels
- 4x Dining
- 4x Entertainment
- 4x Streaming
- 3x Grocery
- 1x Everywhere Else
Travel and Purchase Protections
We stopped listing protections for Capital One cards. Recently, they changed some cards from Visa to Mastercard while others changed from Mastercard to Visa. Product pages often make it unclear which type of card you will receive and tend to under-advertise the features in the underlying card. To us, this implies benefits could change.
Further muddying things, Capital One is in the process of acquiring Discover, which performs a similar function to Mastercard and Visa. Since many protections stem from the card type (ie. Visa Signature/Infinite vs World Elite Mastercard), it’s hard to know what the actual benefits are and how long they might last for any given card.
Capital One maintains guides for all benefits by underlying card type, but this only helps if you are reasonably certain of the card type.