Capital One Venture X Rewards
Overview
If I could only have one credit card, it would probably be a Venture X because it combines premium travel features with a 2x everywhere card, all for a relatively low effective fee.
Basic Information
- Cardholder Type
- Personal
- Network / Type
- Visa
- Earns
- Capital One Rewards
- Annual Fee
- $395
- Card Type
- Credit
- Foreign Transaction Fees
- No
Earnings
- 10x Portal Rental Cars
- 10x Portal Hotels
- 5x Portal Flights
- 2x Everywhere Else
Credits
- $300 Travel Portal Credit
- Get a total of $300 off per year on Capital One Travel bookings.
- 10,000 Points After Renewal
- Receive 10,000 points annually after renewal, but not in your first year. This can help accrue meaningful point balances.
Status
- Hertz Presidents Circle
- Top status with Hertz.
Lounges
- Capital One
- Capital One has three lounges: DEN, DFW, IAD.
- Priority Pass
- Access lounges but not restaurants.
Memberships
- Global Entry
- Implemented as a statement credit.
- Tsa Precheck
- Implemented as a statement credit.
Travel and Purchase Protections
We stopped listing protections for Capital One cards. Recently, they changed some cards from Visa to Mastercard while others changed from Mastercard to Visa. Product pages often make it unclear which type of card you will receive and tend to under-advertise the features in the underlying card. To us, this implies benefits could change.
Further muddying things, Capital One is in the process of acquiring Discover, which performs a similar function to Mastercard and Visa. Since many protections stem from the card type (ie. Visa Signature/Infinite vs World Elite Mastercard), it’s hard to know what the actual benefits are and how long they might last for any given card.
Capital One maintains guides for all benefits by underlying card type, but this only helps if you are reasonably certain of the card type.