Chase Freedom Unlimited
Overview
The Freedom Unlimited can be a valuable addition to most Chase portfolios mainly for its 1.5x on base spend and 3x at drug stores. While 1.5x is not great, it’s the best base for those focused on the Chase ecosystem.
Getting the Card
While the Freedom Unlimited sometimes has a small signup bonus, you can also get this card by product changing from any other card that earns Chase points. This can usually be done in Chase’s secure messaging center without making a call. Many people will apply for a new Sapphire Preferred or Reserve every two years, for a large signup bonus, and then product change their old Sapphire to a Freedom Flex or Unlimited.
Basic Information
- Cardholder Type
- Personal
- Network / Type
- Visa
- Earns
- Chase Ultimate Rewards
- Annual Fee
- $0
- Card Type
- Credit
- Foreign Transaction Fees
- Yes
Earnings
- 5x Lyft
- 5x Portal
- 3x Dining
- 3x Drug Stores
- 1.5x Everywhere Else
Travel and Purchase Protections
- Car Rental Insurance
Secondary to personal insurance. - Extended Warranty
Up to 1 extra year on warranties 3 years and less. - Purchase Protection
Up to $500 per claim within 120 days. - Trip Cancellation Insurance
Up to $1,500 per person and $6,000 per trip.
All policies may:
- Have terms, conditions and exclusions not listed here.
- Require purchases be made with the card for a non-business purpose.
For exact terms, please carefully read your cardholder agreement.