Citi Rewards Plus
Overview
The Citi Rewards Plus is a free credit card that:
- Earns very well on $1-$2 purchases.
- Provides a rebate on points redemptions up to 10,000 points per year.
Getting the Card
While this card almost never has a worthwhile signup bonus, you can product change to it from other personal cards, including co-branded American Airlines cards.
The American Airline cards have notoriously good signup bonuses and notoriously bad value propositions after the second year, so they are a great card to product change to a free Custom Cash.
Basic Information
- Cardholder Type
- Personal
- Network / Type
- Mastercard
- Earns
- Citi ThankYou Points
- Annual Fee
- $0
- Card Type
- Credit
- Foreign Transaction Fees
- No
Earnings
- 5x
Portal Rental Cars
Only through 12/31/25.
- 5x
Portal Hotels
Only through 12/31/25.
- 2x Gas
- 2x Grocery
- 1x Everywhere Else
Rare Capabilities
- 10% Rebate On Redemptions
- Up to 10,000 points rebated on 100,000 points in annual redemptions.
- Round Up To The Nearest 10 Points
- If you buy a $1 coke, you will get 10 points.