Citi Strata Premier
Overview
The Citi Strata Premier is a $95 annual fee card that:
- Provides surprisingly good purchase and travel protections.
- Unlocks transfer partners within the Citi ecosystem.
Basic Information
- Cardholder Type
- Personal
- Network / Type
- Mastercard
- Earns
- Citi ThankYou Points
- Annual Fee
- $95
- Card Type
- Credit
- Foreign Transaction Fees
- No
Earnings
- 10x Portal Rental Cars
- 10x Portal Flights
- 10x Portal Hotels
- 3x Dining
- 3x Gas
- 3x Grocery
- 3x
Travel
Only on flights and hotels.
- 1x Everywhere Else
Credits
- $100 Off One Citi Travel Hotel Booking Of $500 Or More.
- Annual: In practice, this is rarely worthwhile.
Travel and Purchase Protections
- Baggage Insurance
Up to $3,000 per trip. - Car Rental Insurance
Appears to primary internationally, secondary domestically. No liability. Complex terms. - Extended Warranty
Up to $10,000 during 2 extra years on top of existing manufacturer or extended warranties. - Purchase Protection
Up to $10,000 per occurrence within 90 days. - Trip Delay Insurance
Up to $500 per trip delayed 6 hours or more. Requires round trip. - Trip Cancellation Insurance
Up to $5,000 per trip. Requires round trip.
All policies may:
- Have terms, conditions and exclusions not listed here.
- Require purchases be made with the card for a non-business purpose.
For exact terms, please carefully read your cardholder agreement.